So What Exactly IS a Roth Conversion?
The Basics and Benefits When it comes to retirement planning, the term “Roth conversion” often comes up, but its intricacies can be elusive. Simply put, a Roth conversion is a …
The Basics and Benefits When it comes to retirement planning, the term “Roth conversion” often comes up, but its intricacies can be elusive. Simply put, a Roth conversion is a …
If you’ve been paying attention to the world of retirement planning, you’re likely aware of the changes to stretch IRAs due to the SECURE Act. While these alterations may seem …
Adapting to the New Stretch IRA Rules: A Simplified Guide for Savvy Investors Read More »
Retirement planning can often seem like a complex puzzle, but there’s a strategy that could significantly enhance your retirement income. It’s known as the ‘Last 60-Month Rule’, a part of …
Texas Educators, Here’s How to Add $500,000 to Your Retirement Read More »
Only one-third of adults have an estate strategy document, such as a will, in place – which may not be entirely surprising. No one wants to be reminded of their …
Charitable contributions provide not only an opportunity to make a positive impact but also a chance to save on taxes. However, it’s essential to navigate the rules carefully to avoid …
In my role as a Wealth Management Professional, it is crucial to address investor concerns about interest rate fluctuations and their impact on investment choices. One common question that arises …
Unraveling the Impact of Interest Rates, Inflation, and Taxes on Investment Returns Read More »
As a financial advisor, one of the most common questions I receive from clients is, “Will my Social Security benefits be taxed?” Understanding how Social Security benefits are taxed can …
Demystifying Social Security Taxation: What You Need to Know Read More »
As a financial advisor, I often come across clients who are exploring the best business structure to meet their financial and tax needs. One popular option is the S-corporation, a …
The Tax Advantages of S-Corporations Over Self-Employment Read More »
Qualified Charitable Distributions (QCDs) offer an effective and tax-efficient way to give back to the community while reaping financial benefits. These distributions allow individuals aged 70½ or older to donate …
Qualified Charitable Distributions: A Smart Way to Give Back and Save on Taxes Read More »
It’s natural to wonder exactly how a bank safeguards your money. Fortunately, the Federal Deposit Insurance Corporation (FDIC) insurance exists for this very reason: to help protect your funds once …